We’re still very much doing equity release, but are unable to take on any other type of mortgage work at the moment.
We hope the following observations may be useful.
We hate all banks. Except Triodos and Handelsbanken.
We used to love the Co-op, but no longer.
Even if you have a decent income, lots of money for a deposit and an exemplary credit history, it will be a tortuous process to acquire a mortgage offer. It will be even more tortuous to find a property.
The first thing to do is to go to your bank and ask about a mortgage. The best deals are often available direct. It’s important to make sure you have an idea of how much money you can raise before you go shopping.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Great doing business with you, and I will recommend Ruth Whitehead Associates with both pleasure and impunity.
LP – Islington
“Ruth helped me to disentangle my deep confusion and confront my inability to manage my money effectively with her straight talking and vast knowledge of her subject. This is a woman to trust, a woman who goes the extra mile over a cup of excellent coffee.”
Ruth really puts herself out for her clients; no detail is too small and most important of all her advice is 100% sound and completely reliable and even 5 years later I know that her advice was bang on the money and couldn’t be faulted. I have since recommended her to several of my friends who were in need of reliable advice and their response was uniformly positive.