We’re still very much doing equity release, but are so busy we are unable to take on any standard mortgage work at the moment.
Equity release or lifetime mortgages can be a clear option in some circumstances. You can retain ownership of your home and still extract capital to help provide a deposit for your children to get onto the property ladder, or invest for income to enhance your pension.
As always, it’s really important to read the small print, and we take time to clarify the advantages and disadvantages of these schemes so you can decide whether it’s the right thing for you to do.
Equity release may involve a lifetime mortgage or home reversion plan, secured against your property (which you still continue to own). Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits. To understand all the features and risks, ask for a personalised illustration.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Great doing business with you, and I will recommend Ruth Whitehead Associates with both pleasure and impunity.
LP – Islington
Ruth helped me to disentangle my deep confusion and confront my inability to manage my money effectively with her straight-talking and vast knowledge of her subject. This is a woman to trust, a woman who goes the extra mile over a cup of excellent coffee.
Ruth really puts herself out for her clients; no detail is too small and most important of all her advice is 100% sound and completely reliable and even 5 years later I know that her advice was bang on the money and couldn’t be faulted. I have since recommended her to several of my friends who were in need of reliable advice and their response was uniformly positive.